Commercial Habitational Umbrella Liability
Despite restricted capacity, MSI delivers high-limit umbrella coverage for community associations, apartments and condominiums
Commercial Habitational Umbrella Liability
Despite restricted capacity, MSI delivers high-limit umbrella coverage for community associations, apartments and condominiums
Commercial Habitational Umbrella Liability
Despite restricted capacity, MSI delivers high-limit umbrella coverage for community associations, apartments and condominiums
MSI provides much-needed umbrella coverage for habitational properties and associations
Even though the insurance market has tightened significantly for high umbrella limits, MSI’s Preferred Property Program risk purchasing group continues to provide up to $50 million of admitted umbrella and excess coverage for community associations and habitational property owners through major global insurers. That’s because no one has more underwriting expertise from decades of focusing on these types of associations and properties than MSI, and we now insure more than 40,000 of them.
We can provide our umbrella layer over several lines of primary coverage, including general liability, directors and officers, commercial auto and employer liability, and it follows the terms and conditions of the underlying coverage unless specifically excluded.
Providing expert underwriting and responsive claims service
Delivering exceptional service is our priority during every phase of the policy. Our highly experienced underwriters build strong relationships with broker partners, enabling them to craft and turn around specialized coverage endorsements quickly. In the event of an insured loss, our dedicated claims team has the deep expertise with real estate liability claims needed to assemble the right resources to investigate, defend, and resolve claims most efficiently.
Let MSI show you how our longstanding focus on the commercial real estate sector and insurance industry relationships can provide high-level liability protection for your community association and habitational clients.
MSI provides much-needed umbrella coverage for habitational properties and associations
Even though the insurance market has tightened significantly for high umbrella limits, MSI’s Preferred Property Program risk purchasing group continues to provide up to $50 million of admitted umbrella and excess coverage for community associations and habitational property owners through major global insurers. That’s because no one has more underwriting expertise from decades of focusing on these types of associations and properties than MSI, and we now insure more than 40,000 of them.
We can provide our umbrella layer over several lines of primary coverage, including general liability, directors and officers, commercial auto and employer liability, and it follows the terms and conditions of the underlying coverage unless specifically excluded.
Providing expert underwriting and responsive claims service
Delivering exceptional service is our priority during every phase of the policy. Our highly experienced underwriters build strong relationships with broker partners, enabling them to craft and turn around specialized coverage endorsements quickly. In the event of an insured loss, our dedicated claims team has the deep expertise with real estate liability claims needed to assemble the right resources to investigate, defend, and resolve claims most efficiently.
Let MSI show you how our longstanding focus on the commercial real estate sector and insurance industry relationships can provide high-level liability protection for your community association and habitational clients.
MSI provides much-needed umbrella coverage for habitational properties and associations
Even though the insurance market has tightened significantly for high umbrella limits, MSI’s Preferred Property Program risk purchasing group continues to provide up to $50 million of admitted umbrella and excess coverage for community associations and habitational property owners through major global insurers. No one has more underwriting expertise from decades of focusing on these associations and properties than MSI.
We can provide our umbrella layer over several lines of primary liability coverage, and it follows the same terms and conditions unless specifically excluded.
Providing expert underwriting and responsive claims service
Delivering exceptional service is our priority. Our highly experienced underwriters build strong relationships with brokers, enabling them to craft specialized coverage endorsements quickly. If an insured loss occurs, our dedicated claims team has the deep expertise needed to investigate, defend, and resolve claims most efficiently.
Availability
- Admitted program in all 50 states and DC
Coverage
- Up to $50 million ($25 million each from two highly rated insurers)
- Coverage E of the form is a following form umbrella, conforming to the underlying coverage’s terms and conditions
Underlying limits required:
- $1 million – GL, D&O, Auto, and Liquor Liability
- $500,000 – Employers Liability
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