Employment Practices Liability
MSI helps protect high-growth companies in several sectors from employee lawsuits arising from a wide range work-related issues
Employment Practices Liability
MSI helps protect high-growth companies in several sectors from employee lawsuits arising from a wide range work-related issues
Employment Practices Liability
MSI helps protect high-growth companies in several sectors from employee lawsuits arising from a wide range work-related issues
Helping companies navigate an expanding range of employment-related litigation
Employers today face a heightened risk of lawsuits from employees claiming harassment, wrongful termination, breach of contract, discrimination, and other issues stemming from the employment relationship. To address these risks, MSI provides up to $4 million of non-admitted Employment Practices Liability (EPL) coverage, backed by a highly-rated global insurer, offered only as an extension of our Directors & Officers Liability (D&O) coverage.
Our EPL coverage is designed for high-growth companies in sectors ranging from crypto and cannabis to biotech and edtech, and can scale up as fast as their headcount. Our expert underwriters can quickly develop customized solutions to meet these companies’ unique needs, including bespoke primary coverage that goes beyond a professional employer organization’s policy and a “wage and hour” defense-only submit to help fight claims of misclassifying exempt and non-exempt employees.
Providing expert risk management and claim services
MSI delivers exceptional service throughout the policy lifecycle, including quotes within two days and HR and risk management services, such as web-based tools and a 24-hour phone line that suggest best practices for avoiding claims. With decades of claims experience, we know how to manage claims and litigation to help achieve the best outcomes efficiently, and even with our duty to defend, we offer clients flexibility in choice of counsel.
Look to MSI for expert, tailored coverages to protect emerging companies from employment-related risks so they can stay focused on growth.
Helping companies navigate an expanding range of employment-related litigation
Employers today face a heightened risk of lawsuits from employees claiming harassment, wrongful termination, breach of contract, discrimination and other issues stemming from the employment relationship. To address these risks, MSI provides up to $4 million of non-admitted Employment Practices Liability (EPL) coverage, backed by a highly-rated global insurer, offered only as an extension of our Directors & Officers Liability (D&O) coverage.
Our EPL coverage is designed for high-growth companies in sectors ranging from crypto and cannabis to biotech and edtech, and can scale up as fast as their headcount. Our expert underwriters can quickly develop customized solutions to meet these companies’ unique needs, including bespoke primary coverage that goes beyond a professional employer organization’s policy and a “wage and hour” defense-only sublimit to help fight claims of misclassifying exempt and non-exempt employees.
Providing expert risk management
and claim services
MSI delivers exceptional service throughout the policy lifecycle, including quotes within two days and HR and risk management services, such as web-based tools and a 24-hour phone line that suggest best practices for avoiding claims. With decades of claims experience, we know how to manage claims and litigation to help achieve the best outcomes efficiently, and even with our duty to defend, we offer clients flexibility in choice of counsel.
Look to MSI for expert, tailored coverages to protect emerging companies from employment-related risks so they can stay focused on growth.
Helping companies navigate an expanding range of employment-related litigation
Employers face a heightened risk of lawsuits from employees claiming a variety of issues stemming from the employment relationship. To address these risks, MSI provides up to $4 million of Employment Practices Liability (EPL) coverage, offered only with our Directors & Officers Liability (D&O) coverage.
Our EPL coverage is designed for high-growth companies and can scale up as fast as their headcount. Our expert underwriters can quickly develop customized solutions, including bespoke primary coverage that goes beyond a professional employer organization’s policy and a “wage and hour” defense-only sublimit.
Providing expert risk management and claim services
MSI provides rapid quotes and access to risk management services, such as web-based tools that suggest ways to avoid claims. Our experienced claims team knows how to manage litigation to help achieve the best outcomes, and we offer flexibility in choice of counsel.
Availability
- Nationwide
Coverage
- Up to $4 million
- 12-month coverage period (max of 18 months, including extensions)
- Shared D&O and EPL limits
- Immigration Violation Coverage
- Wage & Hour Sublimit – $250,000
- Minimum Premium – $3,000
Target Classes
- Private Entities
- High-Growth Startups
- Crypto
- Cannibis
- Fintech
- Edtech
- SaaS
- Healthcare
- Non-Profit
- Manufacturing
Eligibility
- Named insured must be domiciled in U.S.
- Foreign parent, subsidiaries, employees are eligible
- Foreign parents may be offered co-defendant coverage subject to underwriting and additional premium
Partners integrating MSI’s tech platform
Why MSI?
Why MSI?
Contact Us
"*" indicates required fields