While risk capacity for high-level umbrella liability coverage has become scarce in recent years, MSI’s AURA risk purchasing group continues to provide up to $75 million of admitted umbrella coverage for properties ranging from shopping centers, office buildings, hotels, and warehouses to community associations, apartment buildings and condominiums. Our highly-rated insurance company partners trust our decades of underwriting expertise with these properties and offer favorable rates that can make a difference for your real estate clients. 

We not only offer high limits but comprehensive coverage as well. First, our coverage can extend to related partnerships, joint ventures, and LLCs. Then, we offer professional liability coverage for injury or damage arising from professional services performed, such as in on-site spas or salons, and even includes financial loss from wrongful acts by a customer’s employed lawyers.  

We also provide third-party discrimination coverage and a pollution enhancement. And our built-in Disaster Response enhancement grants 24/7 access to claims experts, immediate funds, and leading public relations and crisis management firms in the event of a catastrophic casualty crisis. 

Our policy’s terms, conditions, and definitions are tailored to meet the unique needs of the real estate industry, minimizing mid-term updates and chances for errors, omissions, and coverage gaps. In addition, we can provide follow form coverage over several types of primary liability lines.

You can count on MSI to deliver responsive service during every phase of the policy, from our underwriters working closely with brokers to turn around custom coverage quickly, to our dedicated claims team activating the resources needed to investigate, defend and resolve covered losses most efficiently. 

Let MSI show you how our deep expertise and insurance industry partnerships can provide high levels of liability protection for your commercial real estate clients.