Environmental Impairment Liability
MSI offers an affordable coverage solution for several types of community associations to manage a wide range of potential pollution risks
Environmental Impairment Liability
MSI offers an affordable coverage solution for several types of community associations to manage a wide range of potential pollution risks
Environmental Impairment Liability
MSI offers an affordable coverage solution for several types of community associations to manage a wide range of potential pollution risks
MSI’s program helps keep pollution damage from spilling over to an association’s finances
Environmental contamination is a common risk, and community associations can easily be held liable for extensive injury, damage, cleanup and legal defense costs. Potential exposures are many, ranging from unknown underground storage tank leaks to spills of hazardous chemicals such as pesticides that pollute soil or a body of water. General liability policies typically exclude pollution-related losses.
MSI’s Preferred Property Program team is a premier writer of community associations’ risk management programs, now insuring more than 30,000 of them for various coverages, so we have a deep understanding of their exposures and needs.
Providing broad coverage and exceptional service
We have developed a specialized environmental policy, backed by a highly-rated insurer, that offers up to $1 million of coverage for first and third-party bodily injury and property damages, cleanup expenses and legal defense costs related to a claim. What makes MSI’s environmental program unique is that it has no minimum premium, compared to $5,000 for most other programs.
MSI provides responsive service during every phase of the policy. Our underwriting experts deliver custom quotes and bind coverage rapidly while our dedicated claims team has the extensive experience with environmental losses needed to investigate, defend and settle claims efficiently.
Rely on MSI for environmental liability and several other coverages designed to provide a blanket of protection around community associations.
MSI’s program helps keep pollution damage from spilling over to an association’s finances
Environmental contamination is a common risk, and community associations can easily be held liable for extensive injury, damage, cleanup and legal defense costs. Potential exposures are many, ranging from unknown underground storage tank leaks to spills of hazardous chemicals such as pesticides that pollute soil or a body of water. General liability policies typically exclude pollution-related losses.
MSI’s Preferred Property Program team is a premier writer of community associations’ risk management programs, now insuring more than 30,000 of them for various coverages, so we have a deep understanding of their exposures and needs.
Providing broad coverage and
exceptional service
We have developed a specialized environmental policy, backed by a highly-rated insurer, that offers up to $1 million of coverage for first and third-party bodily injury and property damages, cleanup expenses and legal defense costs related to a claim. What makes MSI’s environmental program unique is that it has no minimum premium, compared to $5,000 for most other programs.
MSI provides responsive service during every phase of the policy. Our underwriting experts deliver custom quotes and bind coverage rapidly while our dedicated claims team has the extensive experience with environmental losses needed to investigate, defend and settle claims efficiently.
Rely on MSI for environmental liability and several other coverages designed to provide a blanket of protection around community associations.
MSI’s program helps keep pollution damage from spilling over to an association’s finances
Environmental contamination is a common risk, and community associations can easily be held liable for extensive damages.
MSI’s Preferred Property Program team is a premier writer of community associations’ risk management programs, so we have a deep understanding of their exposures. We offer a specialized environmental policy that provides up to $1 million of coverage for first and third-party bodily injury and property damages, cleanup expenses and legal defense costs.
Our environmental program has no minimum premium, compared to $5,000 for most other programs.
Providing broad coverage and exceptional service
We provide responsive service during every phase of the policy, from our underwriting experts delivering custom quotes and binding coverage rapidly to our dedicated claims team applying their extensive experience to defend and resolve claims efficiently.
Availability
- Nationwide
Coverage
$250,000, $500,000 or $1 million for:
- First and third-party coverage, including bodily injury and property damage due to pollution conditions
- Cleanup expenses
- Legal defense expenses incurred in the investigation, adjustment, settlement and defense of a claim
- No minimum premium
- Admitted coverage through a highly rated global insurer
Eligibility
Community associations:
- Residential and Commercial Condominiums
- Cooperative Apartments
- Homeowner / Property Owner Associations
- Planned Unit Developments
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